
Faith & Finance Why Motives Matter: The Heart Behind Generosity with Pierce Taylor Hibbs
Jesus taught that the true measure of giving isn’t the size of the gift but the heart behind it. Generosity begins long before anything leaves our hands. It starts with what we treasure, love, and worship.
Few writers explore the inner life of faith as clearly as Pierce Taylor Hibbs, senior writer at Westminster Theological Seminary and the author of more than twenty books on Christian living. In today’s episode, he joins us to invite believers to examine not just the act of giving but the spiritual forces beneath it.
In a recent article for the latest issue of Faithful Steward magazine titled "Motive Is Everything," he draws from counselor David Powlison to explain that there’s always a “sun” around which the planets of our lives turn. We’re always pulled toward something—success, security, comfort, pleasure, affirmation, or money—because we’re created to worship. The question isn’t whether we worship, but what we worship.
When the created things we enjoy begin to occupy the center, Scripture calls it idolatry. Money is especially powerful in this way because it overlaps with pleasure and power. It promises control over life and the ability to enjoy it—two desires that easily eclipse our devotion to God if left unchecked.
To explore the heart behind generosity, Hibbs points to one of Scripture’s most striking stories: the widow’s offering in Mark 12. We don’t know her name, but Jesus knew her heart. While others gave large sums, she dropped two small coins into the temple treasury—an amount no one else would have celebrated. Yet Jesus did. He saw not the amount but the motive.
That’s the point: Giving is never merely transactional. It’s deeply spiritual. It reveals what we value most.
Hibbs notes that Scripture treats the heart—the lebab—as the control center of our lives. The Dutch theologian Herman Bavinck wrote that the heart is the source of both our rational and volitional life. It shapes what we think, desire, choose, and pursue. Outward actions are merely the visible tip of an iceberg. Beneath them lies motive.
Jesus makes the same point in Luke 6:45: “The good person out of the good treasure of his heart produces good…for out of the abundance of the heart his mouth speaks.” Our generosity flows from whatever we treasure most. If we treasure God, giving becomes worship. If we treasure self, giving becomes calculation, obligation, or strategy.
This reframes generosity. It’s not just about allocating money. It’s about the posture of the soul. It includes time, attention, hospitality, compassion, and quiet acts of service—not only dollars in a plate.
So how do we cultivate godly motives? Hibbs suggests beginning with Scripture—especially the Gospels—and watching how Jesus treats people. Jesus continually draws attention to what’s happening beneath the surface: motives, desires, and loves.
We don’t wait for perfectly pure motives to give—we’ll never act if we do. But we do allow the Spirit to search us, shape us, and re-center our hearts on Christ, the God who gives first so that we might become givers.
On Today’s Program, Rob Answers Listener Questions:
- My son owns a rental property in Baltimore, but the tenant hasn’t paid rent for two months. This has happened before, and it’s putting financial strain on his family. We’re debating whether to sell the house, but it would need some work. If we keep it, are there any tax deductions or benefits since the tenant isn’t paying? What should my son do?
- I’m 64 and still working full time, but I’d like to withdraw money from my 401(k). Since I’m over 59½, can I do that without the 10% penalty even though I’m still employed? What should I know about taxes and plan rules?
- My wife is retired and in her 60s, but I’m not yet at retirement age. We’re both on the mortgage. Can we still get a reverse mortgage, or do both borrowers have to meet the age requirement?
Resources Mentioned:
- Faithful Steward: FaithFi’s Quarterly Magazine (Become a FaithFi Partner)
- Motive Is Everything by Pierce Taylor Hibbs (Faithful Steward Issue 4 Article)
- The Book of Giving: How the God Who Gives Can Make Us Givers by Pierce Taylor Hibbs
- Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship
- Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money
- Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety
- Rich Toward God: A Study on the Parable of the Rich Fool
- Find a Certified Kingdom Advisor (CKA)
- FaithFi App
Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God’s resources.
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