Your Money, Your Wealth Mutual Funds vs. ETFs, SECURE 2.0 & Capital Gains Strategies - 420
Mar 14, 2023
40:45
Are low-cost mutual funds or ETFs better investments in a tax-advantaged account? Also, more strategizing from that SECURE Act 2.0 529 plan provision, the pros and cons of selling a rental house now or holding it until you pass, and an easy-breezy self-employed retirement account that’s better than a SEP IRA. Plus, will municipal bond income bump you into a higher tax bracket? Can you avoid capital gains tax by investing less aggressively over time?
Timestamps:
- 00:00 - Intro
- 00:46 - Mutual Funds vs. ETFs in a Tax-Advantaged Account? (Midwestfabs, St Paul, MN)
- 08:06 - SECURE Act 2.0 529 Plan Strategy (Chris, Atlanta)
- 14:51 - Will Municipal Bond Income Bump Me Into a Higher Tax Bracket? (Bobby, Philadelphia)
- 26:31 - Can I Avoid Capital Gains By Investing Less Aggressively Over Time? (Joe, Aston, PA)
- 33:12 - Pros and Cons of Selling a Rental House Right Now (Joe, Chula Vista)
- 34:48 - An Easy Breezy Self-Employed Retirement Account Better than the SEP IRA? (Steve, Las Vegas)
- 39:58 - The Derails
Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-420
- The SECURE 2.0 Circus: brand new YMYW TV and companion guide
- Blog post: Self-Employed Tax Filing & Small Business Retirement Plans
- The Ultimate Guide to IRAs
- Episode Transcript
- Ask Joe & Big Al On Air
- (plus, cute dog photo alert! We’ve got Midwestfabs’ dog, “Jake-from-State-Farm”!)