Coffey & Code

Identity Theft Uncovered: My Story and Essential Advice

Jul 31, 2024
Discover the alarming realities of identity theft as Ashley shares her shocking personal experience. Learn essential tips like placing a fraud alert on your credit report to protect yourself. Explore the process of reporting fraud to the FTC and the importance of tracking down suspicious emails. Get insights on improving your digital hygiene, including using password managers and recognizing phishing attempts. Gain reassurance and practical advice to safeguard your identity in today's digital landscape.
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ADVICE

Add A Fraud Alert Immediately

  • Put a fraud alert on your credit report as soon as you suspect identity theft; it's free via Equifax or TransUnion.
  • The alert forces creditors to contact you before approving new credit, adding a protective verification step.
ANECDOTE

Fake Amazon Card Emails Led To Fraud

  • Ashley noticed emails about a new Amazon store card and shipping alerts she initially dismissed as spam.
  • Those alerts, plus monitoring via Credit Karma, revealed a fraudulent credit card opened in her name.
ADVICE

Report At IdentityTheft.Gov

  • Report identity theft at identitytheft.gov to generate a recovery plan and official report for investigations.
  • Create a free account so you can track the report status and follow the step-by-step checklist.
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