
The David Lin Report Housing Market Shock: Rents Plunge, What's Next For Prices? | Ron Butler
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Nov 17, 2025 Ron Butler, a principal mortgage broker and host of The Angry Mortgage Podcast, shares insights on the Canadian real estate market influenced by Aboriginal land title claims. He critiques government housing programs for not tackling affordability issues and discusses the oversupply of condos in Toronto leading to price drops. Ron also forecasts mortgage rates, explaining the appeal of renting versus buying for younger people today, and highlights Canada’s deeper structural affordability crisis compared to the U.S.
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Court Ruling Creates Title Uncertainty
- The BC Supreme Court ruling created dual title on private properties, introducing legal uncertainty over ownership.
- Ron Butler warns this precedent can erode property values and cause lender caution in affected areas.
Do Title Checks Before Buying
- Check public records, municipal notices, and consult real estate lawyers before buying in regions with active land claims.
- Don't panic until a court decision is final, but perform due diligence if disputes are ongoing.
Government Builds Rentals, Not For-Sale Homes
- The federal Build Canada Homes program focuses on social and rental housing, not homeownership.
- Ron Butler says this supply won't directly create homes for purchase or quickly lower buying prices.
