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Former HUD Secretary and Redfin chief economist discuss the US housing affordability crisis, analyzing factors like high mortgage rates, limited housing supply, and the need for solutions at local and federal levels to address homelessness and high rents.
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Quick takeaways
- Housing market imbalance driven by historical events impacts affordability and raises home prices.
- A lack of affordable housing widens wealth gap, urging officials to implement policies for housing crisis.
Deep dives
Challenges in Homeownership and Real Estate Market
Navigating the real estate market, Andrew and his family experienced the challenges of relocating and buying property. Rapidly increasing mortgage rates and high housing costs posed financial constraints, leading them to reconsider homeownership and return to renting. The housing market's supply-demand imbalance, influenced by historical economic factors like the 2008 financial crisis, impacts affordability and drives up home prices.
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highlights
Listen to the best highlights from the podcasts you love and dive into the full episode