Stephan Livera Podcast PLAN B Lugano Podcast - Day 2 with Jack Mallers & Chris Pavlovski | SLP698
Oct 29, 2025
Join Jack Mallers, CEO of Strike, who unveils the exciting world of Bitcoin-backed lending and their impressive no-rehypothecation policy. He sheds light on how borrowing against Bitcoin can be a wise move. Meanwhile, Chris Pavlovski, co-founder of Rumble, discusses the fight for free speech and the innovative features of Rumble's new wallet. He addresses government control threats and the importance of creating independent tech ecosystems. Together, they explore the future of finance and freedom technology.
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Strike's Strategic Pivot To Bitcoin Finance
- Strike pivoted from Lightning payments to becoming a global Bitcoin financial services firm serving brokerage, custody, and retail lending needs.
- Jack Mallers says demand rose after exchange failures as Bitcoiners wanted trusted custodial and lending services without selling their BTC.
Enable Living On Bitcoin, Not Forced Sales
- Build products that let users live on Bitcoin without selling it and avoid forcing long fixed terms.
- Jack Mallers recommends offering lines of credit and shorter-duration access rather than only 12-month loans.
Lending Rates Must Be Seen Against Collateral Growth
- Strike's loans start at around 9% APR with tiered rates and a typical 12-month duration today.
- Mallers argues compare loan rates to collateral CAGR: a 10% rate can be attractive versus Bitcoin's historic 50–60% compounding.
