InsuranceAUM.com Episode 308: Real Estate Credit: Cutting Through the Noise
Jul 21, 2025
Charlie Rose, Managing Director at Invesco Real Estate, shares his expertise on navigating the current state of commercial real estate credit markets. He discusses the fundamentals of bridge lending and the firm’s ‘credit over yield’ strategy. Insights into the comparative dynamics of U.S. and European markets reveal emerging opportunities in real estate debt. Charlie also emphasizes the importance of integrity and diversity in building successful teams. This engaging conversation offers valuable perspectives for institutional investors.
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Charlie Rose's Early Life
- Charlie Rose grew up in a small, rainy town in Washington and was a self-described geek in middle school.
- His first concert was They Might Be Giants, a band for geeky kids, which he felt made him really cool.
Career Pivot Inspired by Range Rover
- Charlie started with an English degree and ended up in commercial real estate via a research job.
- Seeing clients driving Range Rovers inspired him to pivot to the investment side and go back to business school.
Bridge Lending Fundamentals
- Commercial real estate debt is a huge $6 trillion asset class in the US and $2 trillion in Europe.
- Bridge loans finance acquisition and stabilization of high-quality properties with floating rates and typical 3-5 year terms.