

123. Using Real Estate Spending to Maximize Credit Card Points with Jaina Pallasigui
Jul 7, 2025
Join Jaina Pallasigui, a public health professional turned real estate investor, as she reveals how to turn your real estate expenses into unforgettable travel experiences. Discover her strategies for managing short-term rentals, leveraging big-ticket renovations, and using insurance reimbursements to rack up credit card points. Jaina also highlights common pitfalls to avoid and shares insights on blending passive and active investment strategies. Whether you're a seasoned investor or simply looking to maximize spending, her tips are sure to inspire.
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Renovation Spending Sparked Points Strategy
- Jaina used a $26K renovation loan and paid contractors by credit card to meet minimum spend bonuses.
- She earned 239,000 Chase and Amex points from one renovation, sparking her travel rewards strategy.
Educate Contractors to Accept PayPal
- Educate contractors to accept PayPal for credit card payments and offer to cover fees.
- This opens payment options and helps meet minimum spend while growing contractors' business.
Don't Rely Solely on Amex Platinum
- Avoid using just the Amex Platinum card for all expenses; it limits sign-up bonuses.
- Use multiple cards with category bonuses and coordinate spending to maximize points.