Investing Experts Keep it simple with bonds and ETFs
Dec 11, 2025
Rob Isbitts, an investment commentator and publisher at SunGarden Investors Club, dives into risk management and pragmatic investment strategies. He discusses the impact of the S&P 500's dominance and the importance of building a Treasury bond ladder for predictable cash flow. Rob also shares insights on using ETFs for both offense and defense, highlighting a balanced approach with SPY and BIL. He emphasizes staying calm amid market noise and predicts how the bond market could influence stocks in 2026, making it a must-listen for anyone navigating today’s financial landscape.
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Indexation Is Reshaping Markets
- Indexation has concentrated market gains into the S&P 500, making investing simpler but more crowded at the top.
- Rob Isbitts warns this increases the need for disciplined risk management going into 2026.
Build A Treasury Bond Ladder
- Build a laddered Treasury portfolio to lock in multi-year nominal cash flows and reduce dependency on equities.
- Use the ladder as an anchor while you trade or invest the remainder more actively.
Higher Long-Term Yields Offer A Window
- Long-term Treasury yields are at levels not seen in many years and resemble past regime shifts like the dot-com era.
- That creates a limited window to lock in attractive fixed returns before trend changes.