InvestorKit Podcast Top 5 Trends to Watch in the Australian Property Market in 2026 - with Junge Ma
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Dec 2, 2025 
Junge Ma, a Senior Research Analyst at InvestorKit, dives into the future of the Australian property market. She discusses the predicted rate cuts from major banks and their impact on housing affordability. Junge highlights the startling decline in vacancy rates and reveals emerging affordable markets across the nation. The conversation touches on the rental crisis, how tight supply is boosting investor cash flow, and why regional areas could outperform cities as demand surges. This insightful analysis emphasizes the urgency surrounding Australia’s housing shortage.
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Expected Rate Cuts Lift Affordability, Not Collapse
- Banks predict multiple small rate cuts in 2026 which will improve affordability but not drive rates back to historic lows.
- Junge Ma warns that stable-high rates mean affordable markets will outperform as buyers chase lower prices.
Rental Tightness Will Push Renters Into Buyers
- National vacancy sits around 1.2%, roughly half of 2019 levels, keeping rental markets extremely tight.
- Tight supply plus falling rates will push renters into the buying market where mortgage repayments approach rents.
Loosen Yield Rules In Tight Rental Markets
- When rental supply is tight, relax strict yield requirements because fast rental growth can quickly improve cash flow.
- Focus on fundamentals and rental tightness rather than initial yield alone when selecting markets.