Is this the end for peer-to-peer lending platforms?

Recent regulatory changes may spell trouble for peer-to-peer lending platforms, affecting both lenders and borrowers. Coffee lovers should brace for higher prices driven by weather, shipping delays, and regulatory shifts, with recovery not expected until 2025. Meanwhile, the Social Stock Exchange in India is gaining momentum, providing crucial support to charitable organizations facing fundraising challenges, as seen with the non-profit Swadesh's impressive fundraising efforts.