Smart Travel: Upgrade Your Getaways Your Travel Credit Card Questions Answered: What to Keep, What to Add, and When to Redeem
Optimize your travel rewards strategy with the latest card and perk updates, smart downgrade-and-reapply moves, and tips for combining and redeeming points for maximum value.
Hosts Sally French and Meghan Coyle answer listener questions to help you travel smarter. But first, they share a ton of recent credit card news, including Citi launching a premium travel card with American Airlines transfer perks, a preview of Alaska Airlines’ upcoming premium card, and major Southwest card and benefit changes. They also cover Southwest’s open seating changes, Hilton’s luxury hotel performance, the Waldorf Astoria New York reopening , and Norwegian Cruise Line’s new water park in the Bahamas.
Then, they tackle questions like whether it’s smart to downgrade a credit card and reapply for the bonus, how to combine business and personal card points, which card to add to a travel rewards lineup, whether to redeem Chase points now or wait, and how to use both Amex and Chase points for award flights to Italy.
Card benefits, terms and fees can change. For the most up-to-date information about cards mentioned in this episode, read our reviews:
New Citi Strata Elite Review: https://www.nerdwallet.com/article/credit-cards/citi-debuts-strata-elite-credit-card
Capital One Venture X Review: https://www.nerdwallet.com/reviews/credit-cards/capital-one-venture-x
Chase Sapphire Reserve Review: https://www.nerdwallet.com/reviews/credit-cards/chase-sapphire-reserve
American Express Platinum Review: https://www.nerdwallet.com/reviews/credit-cards/american-express-platinum
Southwest Rapid Rewards Plus Review: https://www.nerdwallet.com/reviews/credit-cards/southwest-rapid-rewards-plus
Southwest Premier Credit Card Review: https://www.nerdwallet.com/reviews/credit-cards/southwest-rapid-rewards-premier
Southwest Priority Card Review: https://www.nerdwallet.com/reviews/credit-cards/southwest-rapid-rewards-priority
Alaska Airlines Credit Card Review: https://www.nerdwallet.com/reviews/credit-cards/alaska-airlines-credit-card
Chase Ink Preferred Review: https://www.nerdwallet.com/reviews/small-business/chase-ink-preferred
Chase Sapphire Preferred Review: https://www.nerdwallet.com/reviews/credit-cards/chase-sapphire-preferred
Hilton AmEx Review: https://www.nerdwallet.com/reviews/credit-cards/hilton-amex-review
Citi AAdvantage Platinum: https://www.nerdwallet.com/reviews/credit-cards/citi-aadvantage-platinum
Hilton AmEx Surpass Review: https://www.nerdwallet.com/reviews/credit-cards/hilton-amex-ascend
Hilton Honors Aspire Review: https://www.nerdwallet.com/reviews/credit-cards/hilton-honors-aspire
Chase Freedom Unlimited Review: https://www.nerdwallet.com/reviews/credit-cards/chase-freedom-unlimited
This show references a limited-time offer on Southwest credit cards. The offers expire on September 17, 2025. See NerdWallet’s reviews of the Southwest cards' current benefits, terms and fees:
https://www.nerdwallet.com/best/credit-cards/southwest-airlines-cards
Additional resources in this episode:
Chase’s Points Boost on Flights Is a Massive Points Bust https://www.nerdwallet.com/article/travel/chase-points-boost-is-a-points-bust
Southwest changes https://www.nerdwallet.com/article/credit-cards/southwest-cards-hike-fees-and-welcome-offers-add-perks-and-bonus-categories
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