The Ramsey Show Highlights

My Friends Are Stupid With Money And It Drives Me Crazy

Nov 11, 2025
In this engaging discussion, caller Sarah, a hardworking single mom and house cleaner, shares her frustration about a friend's extravagant spending on luxury cars, including a $120,000 Escalade. The hosts, Rachel and Dave, provide advice on focusing on her own financial journey, encouraging her to set boundaries and avoid comparing herself to her friend. They explore the emotional toll of financial decisions on relationships and emphasize the importance of confidence and grace in navigating such challenges.
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ANECDOTE

Friend's Car-Flipping Claims

  • Sarah describes her friend repeatedly buying and trading expensive vehicles, claiming to profit from flips.
  • The friend bought a $120,000 Escalade and refused to pay off mortgage, saying she prefers tax deductions.
ADVICE

Mind Your Own Business

  • Rachel tells Sarah to mind her own business and focus on her finances.
  • Dave suggests smiling and nodding as a polite boundary when confronted with differing money choices.
INSIGHT

Growth Changes Your Friend Group

  • Dave notes shifting your mindset attracts like-minded people and can create tension with others.
  • That natural gravitation may cause relationships to change as you grow financially.
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