Living responsibly with our finances does not mean total deprivation. While there are many voices telling us how to achieve our financial goals, Jill of Frugal Friends Podcast teaches that choices about money are not black and white, but will vary from person to person based on our values. The notion of values-based spending gives you freedom to use your money on the things that matter most to you. Join us to hear Jill’s refreshing perspective on all things spending and saving!

In this episode, we cover:

• Looking beyond budgeting and embracing values-based spending
• Practical tips for evaluating your own personal values
• The top five reasons for impulse spending and how to interrupt the pattern
• How you can challenge yourself to put an end to impulse purchases
• Why having unlimited resources is not actually ideal
• How the content you consume impacts your spending habits
• Landing in the “radical middle” between extreme finance messaging
• Mindset shifts and practical strategies for saving money on groceries amidst ever-increasing costs
• Ideas for navigating Christmas gifts while trying to save money

View full show notes on the blog + watch this episode on YouTube.

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ABOUT JILL

Jill Sirianni is a licensed clinical social worker and co-host of the Frugal Friends podcast. She’s experienced in doing a lot with a little—from starting small businesses to full-time RVing—all of it was leveraged to pay off $60,000 of debt and cash flow her masters degree. Helping others is her highest value and integrating her mental health perspective with personal finance is how she supports others to identify, and live out of, what they value most. When she’s not meeting with clients or podcasting, you can find her in the garden or hosting friends in her home. She lives in St. Petersburg, Florida, with her husband Eric.

RESOURCES MENTIONED

Listen to Jill & Jen’s previous appearance on Simple Farmhouse Life

Pre-order the book Buy What You Love Without Going Broke by Jill Sirianni & Jen Smith

CONNECT

Jill Sirianni of Frugal Friends Podcast | Website | Instagram | Facebook | YouTube

Lisa Bass of Farmhouse on Boone | Blog | YouTube | Instagram | TikTok | Facebook | Pinterest

Do you have a question you’d like me to answer on the podcast? A guest you’d like me to interview? Submit your questions and ideas here: bit.ly/SFLquestions.