Welcome to the Tearsheet Podcast. I’m Zack Miller. Splitit is a global payment technology that enables no-fee installments on credit card purchases. Unlike other point of sale financing platforms, Splitit isn’t consumer financing. There is 0% interest, no application or late fees. CEO Brad Paterson has recently joined the firm after a 20 year career that included Visa, placed him at PayPal in its early days, and leading Intuit’s US QuickBooks online business. Brad joins us on the podcast to talk about the genesis of the business and how his firm found product-market fit. In an increasingly competitive market for point of sale loans, we talk about how Splitit differentiates itself. Lastly, we talk about the firm’s growth trajectory. Brad Paterson is my guest today on the Tearsheet Podcast.