Paisa Vaisa with Anupam Gupta Credit Conversations With CIBIL | Your Ultimate Credit Guide! | Official Trailer
Mar 1, 2025
Dive deep into the world of credit management and discover how your CIBIL score can shape your financial future. Explore essential principles that underline the importance of financial literacy in lending. Learn about the risks associated with consumer lending and how to navigate them. Gain insights from industry experts on responsible credit practices and smart borrowing strategies. This insightful journey empowers listeners to make informed financial decisions and unlock the secrets of successful credit management.
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CIBIL's Role in Credit
- TransUnion CIBIL, approaching its 25th anniversary, partners with financial institutions.
- Their goal is to improve credit access and consumer benefits through good CIBIL scores and repayment history.
Data-Driven Credit Access
- CIBIL uses data to enable faster and cheaper credit access for businesses and individuals.
- Good credit management and financial literacy empower consumers to control their finances.
Responsible Lending Practices
- Lending institutions must carefully consider self-imposed limits to avoid reckless lending.
- Digital channels require attention to prevent customer over-leveraging.