The Ramsey Show Highlights My 67-Year-Old Mom Lives With Me and I’m Getting Married (Kick Her Out?)
Jan 18, 2026
In this episode, Chuck, a 40-year-old engaged man, seeks advice on living with his 67-year-old mother while preparing for marriage. He shares insights about his finances, his mom's pension, and her good health. Dave Ramsey emphasizes the importance of newlyweds living independently to build a strong relationship. He suggests renting a condo for Chuck's mom to maintain her autonomy, advising that a year apart is crucial for the couple's success. The conversation also touches on setting firm boundaries to protect their marriage.
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Start Married Life Alone
- Do establish a separate household for your new marriage and avoid starting married life with a parent in the home.
- Help your parent afford independent housing instead of buying a second house yourself so you can preserve couple autonomy.
Choose Renting Over Buying For Mom
- Do prioritize a sustainable long-term plan for your parent's living expenses given a 20–30 year horizon.
- Rent a nice one-bedroom for your mom and subsidize the rent if needed instead of buying a second home for cash.
Separation Preserves Dignity And Relationship
- Keeping the parent in a separate residence preserves dignity and autonomy for both parties.
- Physical separation also protects the couple's relationship and prevents long-term relational strain.