Bogleheads® Live Rick Ferri, CFA on asset allocation
Apr 25, 2022
Rick Ferri, CFA, is an influential author and investment strategist known for his expertise in asset allocation. In this discussion, he dives into the vital distinctions between investing philosophy and strategy. Ferri shares valuable insights on how allocation impacts returns and the importance of keeping things simple. He explores the nuances of factor investing and the significance of tax-efficient fund placement. Listeners gain practical advice on balancing stocks and bonds, along with the need for discipline and rebalancing as retirement approaches.
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Asset Allocation Importance
- Prioritize asset allocation, the foundation of your portfolio.
- Determine the right mix of stocks, bonds, and cash based on your risk tolerance and goals.
Retirement Asset Allocation
- Asset allocation strategies near retirement should not be based on rules of thumb.
- Consider individual circumstances, risk tolerance, and cash flow needs.
Rising Equity Glide Path
- Manage retirement risk with a rising equity glide path.
- Hold more bonds initially, then gradually increase stocks to combat inflation.
