The Emergence of the DIRE Movement

The DIRE movement is introduced as a response to the challenges posed by the current perception of the FIRE movement. As financial independence becomes increasingly hard to achieve for middle-class Americans, the idea of delaying retirement has gained traction. The radical rise in living costs, particularly for housing, healthcare, and education, has made early retirement seem unattainable for many. By highlighting these pressing issues, the DIRE movement aims to redefine the approach to financial independence and retirement planning.