Credit Union Exam Solutions Presents With Flying Colors Trump, Reputation Risk, and NCUA’s New Rule
Oct 21, 2025
12:05
www.marktreichel.com
https://www.linkedin.com/in/mark-treichel/
In this solo episode of With Flying Colors, Mark Treichel breaks down the NCUA’s proposed rule to eliminate reputation risk from its supervisory program — and the political spotlight surrounding it.
Mark explains:
- Why the N C U A is codifying the removal of reputation risk into regulation.
- How codification makes the change harder to reverse in the future.
- The subjectivity of “reputation risk” and why examiners are no longer allowed to use it.
- The proposal’s explicit ban on examiners acting “for political reasons.”
- Connections to President Trump’s Executive Order 14331 and allegations of politically motivated account closures.
- Examples of industries and groups often caught in the crossfire, from firearms to advocacy organizations.
- What this means for state regulators, joint exams, and your next exam.
- Why the NCUA claims there are no new compliance costs.
- The expected benefits for exam consistency, predictability, and objectivity.
Whether you buy into the political narrative or not, this rule is designed to keep examiners out of politically driven decisions.