

Do Bank Failures Always Cause Recessions? (SVB)
Apr 5, 2024
Exploring recent bank failures in Silicon Valley, drawing parallels to historical banking crises like the Great Depression and 2008 recession. Discussion on potential global repercussions and causes of bank failures, including niche markets, large account sizes, and lack of FDIC coverage. Insights on bank deposit insurance, FDIC role, moral hazard concerns, and case study on Silicon Valley Bank's failure. Exploration of interest rates, Federal Reserve's role, and evolving bank business models amidst economic and technological changes.
Chapters
Transcript
Episode notes
1 2 3 4 5
Introduction
00:00 • 2min
Historical Analysis of Bank Failures and Recessions with Focus on Recent Events in 2023
02:12 • 6min
Insights on Bank Deposit Insurance, FDIC Coverage, and Banking Risk
07:44 • 3min
Exploring Interest Rates, Bank Failures, and Capital Allocation in the Economy
10:49 • 6min
Evolution of Bank Business Models in a Changing Economy
16:30 • 2min