In this episode: financial advisor breakups, I bonds, the 4% rule, second generation FI, Roth IRAs, and the listener mailbag.

Breakups are hard, but breaking up with financial advisor can be harder given the minutia that is often involved in doing so. It's good to have friends to lean on in times like this, which is exactly why we have the FI Tax Guy himself Sean Mullaney with us to help! Listen along as he and Brad dip back into the listener mailbag this week and discuss a plethora of topics submitted by YOU the listener!

Sean Mullaney:

Website: fitaxguy.com
Sean's Roth IRA Blog Post: How I Learned To Stop Worrying About The Roth IRA 5 Year Rules

Timestamps:

0:43 - Introduction/Breaking Up With Your Financial Advisor
15:13 - The Taxable Nature of Financial Breakups
22:11 - I Bonds
29:12 - The 4% Rule and Age
35:40 - Second Generation FI and Accounts
43:48 - Early Roth IRA Conversions
48:18 - Roth IRA's and 5 Year Rules
57:24 - Conclusion

Resources Mentioned In Today’s Episode:

More Helpful Links and Resources:

Earn $1,000 in cashback with ChooseFI's 3-card credit card strategy
Share FI by sending a friend ChooseFI: Your Blueprint to Financial Independence
Keep learning or start a new side hustle with one of our educational courses
Commission-Free Investing with M1 Finance

Type 1 & 6 | Understanding Conflict Styles & Relational Dynamics