Point Me To First Class 35. Advanced Points Strategies: PayPal Bill Pay with Dr. Sujatha Murali
Oct 30, 2023
Dr. Sujatha Murali, a physician from Southern California, shares how to use PayPal Bill Pay to earn points on routine bills without fees and avoid payment processing fees. She discusses navigating and using PayPal Bill Pay, as well as earning maximum rewards on certain credit cards. Learn how to leverage expenses like utilities, insurance premiums, and university tuition into point-earning opportunities.
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Fee-Free Credit Card Payments Exist
- PayPal Bill Pay lets you pay routine bills with credit cards fee-free when vendors are supported on the platform.
- This can convert non-card or feeed card payments (insurance, utilities, taxes) into points-earning spend.
Travel And Financial Discipline Shaped Her
- Dr. Sujatha Murali grew up with physician parents who traveled and taught financial prudence (pay cards monthly).
- That upbringing shaped her focus on travel plus disciplined credit-card use for points.
High-Value Bills Can Be Routed Fee-Free
- PayPal Bill Pay supports thousands of merchants including utilities, insurance, HOA, DMV and some county property tax systems.
- Large payments (e.g., five-figure property tax) can be routed fee-free and meet business-card limits for one-shot spends.