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Have you ever stopped to wonder whether your financial advisor is really helping you achieve financial freedom or just collecting fees while keeping you stuck on the hamster wheel? In this episode, I expose what’s really going on behind the curtain of the financial advising industry, speaking from my firsthand experience as a former financial advisor who woke up to the reality that traditional financial planning just doesn’t work for most Americans.

I’m Chris Miles, your cashflow expert and anti-financial advisor, and I’ve been blessed to coach thousands of people into financial freedom. But my journey started with the realization that nearly every advisor including myself in my early years was selling products that benefited big financial institutions more than the client. Today, I’m pulling back the curtain on what your advisor may not want you to know.

You’ll learn:

The shocking statistic that 80% of people like their advisor but still fire them every 3-5 years, and why that happens.
How I discovered, sitting across from my dad at age 61, that following traditional advice left him destined to run out of money in a few years even after decades of doing everything "right."
The crucial questions you must ask any advisor before trusting them with your financial future, including whether they’re financially free themselves.
Why many advisors repeat the same advice they learned decades ago even when it’s outdated or flat-out wrong and how that impacts your wealth.
How the phrase “high risk creates high returns” is one of the biggest lies in finance, and what you should really look for in your investments.
The importance of working with advisors who are independently brokered, cashflow-focused, and backed by a team of experts, not just trying to sell you something.
My personal answers to these 7 critical questions so you can see exactly how my team at Money Ripples is different from typical advisors.

I also share stories of clients with high net worths who still felt broke because they were asset-rich but cashflow-poor, and how we reversed that by focusing on passive income today not just someday. If you’re tired of the traditional “set it and forget it” advice, this episode will give you the tools and confidence to ask the right questions, avoid the common traps, and reclaim control over your financial future.

34: Michelle Sharpe: Retiring abroad in Belize