CoinDesk Podcast Network Is Treasury Borrowing the New On-Chain Trend? | Markets Outlook
Jul 26, 2025
Sid Powell, CEO of Maple Finance, shares his expertise in crypto lending and institutional borrowing. He discusses how regulatory changes, like the Genius Act, are poised to reshape the stablecoin market. Powell highlights the growing trend of treasury companies borrowing against cryptocurrencies, emphasizing its strategic benefits. Additionally, he examines the dynamics of borrowing rates and demand in the DeFi landscape, providing insights into how market movements influence investor behaviors and lending stability.
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Hybrid Institutional Crypto Lending
- Maple Finance integrates with custodians to provide borrowers with tri-party accounts, enhancing collateral protection.
- Their approach blends on-chain transparency with institutional-grade counterparty management and legal agreements.
Bitcoin Price Drives Borrowing Demand
- Borrowing demand spikes and rates increase as Bitcoin price rises, making lending more profitable.
- This correlation drives dynamic shifts in crypto lending markets unlike traditional markets.
Altcoins Broaden Borrowing Demand
- Altcoin seasons increase demand for borrowing against diverse crypto assets beyond Bitcoin.
- Institutional clients keep core Bitcoin positions, borrowing liquidity to trade altcoins and manage exposure.