Revolutionizing Your Journey: Travel With Points & Miles Quick Hits: Chase’s New Pre-Approval Tool, Payroll On Credit Card Updates & More!
Dec 5, 2025
This week, the conversation dives into Chase's new pre-approval tool that can help applicants bypass the notorious 5/24 rule. A thrilling hotel promotion from Vancouver offers enticing gift cards for travelers. Capital One also joins the party with remarkable targeted offers, featuring generous bonus miles with Hotels.com and British Airways. Additionally, December brings a 5x earning opportunity at PayPal for Chase Freedom cardholders. Plus, there are updates on Zil Money's stability, and insights into savvy payroll strategies and personal goals for upcoming trips.
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Thanksgiving Cooking Swap
- DeAndre and his wife Taryn spent Thanksgiving with an untraditional menu featuring smoked lamb and Caribbean jerk flavors.
- He highlights that Taryn is now the primary cook and outcooked him, which changed their holiday routine.
Check Chase's New Pre-Approval Spot
- Log into your Chase account and check the Explore Products > Credit Cards section for a second pre-approval spot.
- Apply if shown, but know pre-approval can bypass 5/24 yet may not include the welcome bonus.
Pre-Approval Doesn’t Guarantee Bonuses
- Being pre-approved for a Chase card can still result in being ineligible for the signup bonus.
- That makes pre-approval useful mainly for earning ability or specific card features rather than signup value.