The Ramsey Show Highlights "You Have Something You Don't Want To Tell Me About"
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Sep 27, 2025 A caller grapples with an upside-down auto loan on a Hyundai Palisade, revealing deeper marital issues linked to financial decisions. Dave highlights the emotional choices that led to buying an expensive car amidst separation. They dive into personal finances, exploring interest rates and debt, framing the core problem as a marital breakdown rather than just money struggles. Ultimately, options like therapy or separation are discussed as vital paths to healing, while Dave offers strategies for managing the car loan crisis.
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Dealer Quotes Are Wholesale Indicators
- Dealer offers reflect wholesale prices and don't equal private-sale value.
- Use resources like Kelley Blue Book to estimate private-sale values between wholesale and retail.
Debt Snapshot Given On-Air
- The caller owed $57,000 and reported market offers around $43–44k, leaving roughly $13k negative equity.
- She also carried about $70,000 in other debts including credit cards and student loans.
Money Problems Are Often Marriage Problems
- Financial problems often mask deeper relationship issues that must be resolved first.
- Dave Ramsey frames the car and debts as symptoms of a broken marriage rather than isolated money problems.