Ericka Young is a recognized expert in financial coaching and helps families significantly improve their finances and their future. As founder and president of Tailor-Made Budgets, she teaches debt freedom through her e-newsletters, personal coaching, group programs, and speaking engagements.

In this episode, Ericka Young and Dr. Jessica Higgins discuss:

How most people see debt as “normal,” but it breeds shame and embarrassment.
Once you reach your breaking point, getting out of debt requires diligence and persistence.
Rather than being restrictive, a budget can be freeing and give you control of your finances.
If you are afraid to look at your debt, then you won’t know what it's going to take to get free.
Working together as a couple requires stepping back, looking at the big picture, and working toward a common goal.

"They're so afraid that looking at the number is going to mean that the house is gonna fall down around them. And my take on this is, first of all, you're not alone. This is why I'm here. I've been there. And so I understand that this is difficult. You can do hard things though. And if you don't face it, you can't change it." — Ericka Young