

Where would YOU put money for five years? This is Money podcast
Aug 26, 2023
Experts discuss where to invest money for five years, considering options like investment trusts, premium bonds, and green savings deals. The podcast also explores the upcoming energy price cap, predictions for a housing market crash in 2026, recent market events, and personal spending limits on expensive drinks.
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Investment Options
- Consider fixed-rate savings, stocks, gold, or property for a five-year investment.
- Research options and choose based on personal circumstances, not solely expert opinions.
Stocks vs. Property
- Stocks outperform cash in 74% of 5-year periods since 1985, offering potentially higher returns.
- Property investment offers rental income and leverage through mortgages, but has a high entry barrier.
Savings and Inertia
- Current fixed-rate savings accounts offer attractive risk-free returns, exceeding typical stock market gains.
- Maintain emergency funds in easy-access accounts, but avoid inertia; act on suitable investments.