Adapt or Die: Why Banks Can’t Stop Bitcoin | Jos Lazet | BFM184

Sep 1, 2025

Jos Lazet, co-founder and CEO of Blockrise, shares his journey with Bitcoin, starting at just 16. He discusses the philosophical underpinnings of Bitcoin, emphasizing its scarcity and potential for wealth transformation. Lazet dives into the complexities of building a regulated financial institution while preserving Bitcoin's core ideals. He also highlights innovative custody solutions and the advantages of a Bitcoin-centric banking approach. Their conversation touches on the future of Bitcoin within traditional finance and the importance of supporting developers.

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ANECDOTE

Early Bitcoin Journey

Jos Lazet first bought Bitcoin at 16 in early 2013 and initially lost interest after the crash that year.
He re-engaged in 2015 and only fully resonated with Bitcoin's philosophy by 2017, when he started BlockRise.

INSIGHT

Philosophy Trumps Tech For Resonance

True resonance with Bitcoin comes from understanding monetary philosophy, not just technical details.
Seeing fiat collapse in other countries helped Jos grasp Bitcoin's societal value.

ADVICE

Prioritize Custody Over Outperformance

Prioritize custody and secure access over trying to outperform Bitcoin when building Bitcoin services.
Jos built BlockRise focusing on custody because losing Bitcoin is the biggest risk.

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Jos Lazet is the co-founder and CEO of Blockrise, a regulated, bitcoin-native financial institution in Europe. Involved with Bitcoin since 2013, he’s on a mission to build the secure, trusted bridge between traditional finance and the world’s most important digital asset.

› https://www.blockrise.com

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🕑 TIMESTAMPS

00:00 Introduction to Bitcoin and Jos Lazet's Journey02:39 Philosophical Perspectives on Bitcoin05:32 Building a Regulated Bitcoin Institution07:54 Custody and Security in Bitcoin Management10:53 Navigating Regulation and Investor Challenges16:51 The Future of Bitcoin and Market Dynamics21:08 Bitcoin vs Gold: A Comparative Analysis23:05 The Role of ETFs in Bitcoin Investment27:55 Innovating Financial Products for Bitcoin34:37 Risks of Traditional Finance in Bitcoin Lending39:49 The Future of Bitcoin and Financial Institutions

ℹ️ EPISODE SUMMARY

Bram Kanstein and Jos Lazet discuss the intricate challenges and misconceptions in Bitcoin regulation. In this episode, they explore the hurdles regulators face, the myths that cloud public perception, and the delicate balance between innovation and compliance.

We cover:

The real challenges in Bitcoin regulation Common misconceptions and their impact
The legal landscape and security concerns
How innovation and compliance coexist
The future of Bitcoin regulation

If you're curious about the intricacies of Bitcoin regulation and want to understand the truth behind the headlines, this episode is for you.