
Money Ripples Podcast
Why Your 401(k) & IRA Might Be Your Family’s Worst Nightmare
Mar 19, 2025
18:18
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Are traditional retirement plans like 401(k)s and IRAs the worst thing for your estate? You might be unknowingly setting your family up for massive tax burdens after you are gone. In this episode, I, Chris Miles—your Cashflow Expert and Anti-Financial Advisor—break down why 401(k)s and IRAs might not be the best way to build generational wealth and what alternatives could be smarter.
I will discuss:
- Why recent tax law changes could ruin your heirs’ inheritance
- The hidden tax time bomb inside your retirement account
- Why waiting to pay taxes might be a bad idea
- How to legally protect your wealth and pass on more to your family
- Why life insurance could be the secret weapon to estate planning
If you are still maxing out your retirement accounts, you need to watch this.
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