DA385 | Raising Kids Who Live Generously, Creating Miracle Moments, and the 1% Challenge (Todd Harper)

✅ Why most dads get generosity completely wrong (and how to flip the script)

✅ Fun tactics to teach young kids the joy of giving (the $20 tip story will blow your mind!)

✅ The simple 4-pillar framework that works at any income level

✅ How money lies to our families about security, control, and happiness

SUMMARY

Money whispers lies to our kids every single day—promising security, control, and happiness it can never deliver. In this powerful episode, Todd Harper shares how his son went from declaring "I'm going to be filthy rich and never give a dollar away" at 15 to sacrificially giving a third of his salary before his death at 26. You'll discover why most dads approach generosity as an "ought to" instead of a "get to," practical ways to make giving fun for young kids, and Todd's simple four-pillar framework that works regardless of your income level.

Takeaways

• The switch from "ought to" to "get to" changes everything about generosity—and kids can smell obligation from a mile away
• Once someone tastes the joy of giving, they never go back; Todd has never met a "former generous person"
• Simple tactics like leaving a $20 tip on a $3 check and watching through the window create unforgettable generosity moments for kids
• The four pillars of stewardship: Work diligently, give generously, save responsibly, live contentedly
• Money lies to us about security, control, happiness, and affirmation—contentment isn't tied to financial realities
• Taking kids to serve special needs children or experiencing international poverty shatters entitlement and builds gratitude
• The 1% challenge: increase your giving by 1% each year and watch God's faithfulness compound over decades

Guest:

Todd Harper is a passionate advocate for biblical generosity and the heart behind Generous Giving, where he's spent 25 years helping families discover the joy of open-handed living. Married to his college sweetheart for 37 years, Todd is a father of eight kids (five biological, three through marriage) and is about to become a grandfather. After losing his eldest son Davis seven and a half years ago, Todd has gained a deeper perspective on eternal values and the importance of living with heaven in view. Through Generous Giving, he's worked with families across the wealth spectrum, helping them experience the life-changing shift from obligation-based giving to joy-filled generosity.

Links:

• Send a Voice Message to DadAwesome
• Learn about the next DadAwesome Accelerator Cohort
• Subscribe to DadAwesome Messages: Text the word "Dad" to (651) 370-8618
• Generous Giving: www.generousgiving.org
• Journey of Generosity experiences
• National Christian Foundation
• Nathaniel's Hope (Make Them Smile events)

Quotes:

"We can't BS our kids. They read through all of it. If we're generous out of obligation, it's not going to translate differently for them."

"I've never met a former generous person."

"The world of the generous gets larger and larger. The world of the stingy gets smaller and smaller."

"Everybody wants to experience a miracle, but nobody wants to be in a position to need one."

"Money, money, money—all I really want is my dad to know my friends' names."

 

Davis Harper’s gift to his dad on his 50th birthday:

1) I love how you love mom. Your marriage is such a great example to me. 

2) I love how you brag on your kids. You're always telling someone about the cool things your kids are doing. 

3) I love that you love watching basketball with me and asking questions. You want to know my world. 

4) I love that you took us on trips growing up, im learning the value of all those experiences as I grow up. 

5) I love how international you are about family time. You are the most happy whenever you are with your family. 

6) I love that you are active. It's bad to the bone that you still cycle and golf and water ski, you're a total cool dad! 

7) I love your saying "pay for experiences, not stuff" 

8) I love hearing how good a friend you are to people. People are always telling me how incredible of a friend you are to them. 

9) I love that you're a reader. You're always telling me about something you're reading or something I should check out. 

10) I love that you unconditionally love me. Your example of how to love your wife and kids is incredible.