150: Navigating A New Normal - Actionable Tools For Credit Score Recovery And Resilience

On today’s episode of the podcast, my guests and I discuss how to navigate a new normal with actionable tools for credit score recovery and resilience. THIS PODCAST EPISODE IS BROUGHT TO YOU BY FICO Founded in 1956, FICO is a data analytics company based in San Jose, California focused on credit scoring services. Its FICO® Score, a measure of consumer credit risk, has become a fixture of consumer lending in the United States and is used in more than 90% of lending decisions today. Now more than ever, FICO believes in helping empower communities by way of financial education and is committed to providing consumers with tools to maintain their financial health. Partnering with FICO on this episode is Operation HOPE. Operation HOPE is a nonprofit for-purpose organization working to disrupt poverty and empower inclusion for low and moderate-income youth and adults. Its focus is financial dignity and inclusion. Operation HOPE equips young people and adults with the financial tools and education to secure a better future—coaching them through their personal aspirations and life’s challenges, and facilitating their journey to financial independence. EPISODE GUESTS: Joining me to have this conversation are two incredible women: Joanne Gaskin is the Vice President of Scores and Analytics at FICO. She is responsible for the strategic direction of FICO’s scoring products and business partnerships serving the needs of the mortgage industry. Joanne has more than 20 years of experience in banking and financial services. She led efforts to address some of the most important topics impacting the mortgage market today. ShaRhonda Walker is an Operation HOPE Financial Wellbeing Coach specializing in credit and money management. Her career has included many roles in financial services, including positions as a loan officer, real estate investor and owner, and consultant in the credit restoration space. Her simple philosophy of, "pay yourself and invest in yourself, first", has paid many dividends to her and individuals that she has coached in credit, taxes, and finances. KEY RESOURCES MENTIONED IN THIS EPISODE: 1. FICO® Score Checklist and resources for Coronavirus: - https://www.fico.com/en/fico-score-checklist-for-coronavirus - https://www.myfico.com/credit-education/blog/protecting-your-credit-during-the-coronavirus-outbreak 2. For information on credit tips and how to dispute reports on your credit report: - https://www.myfico.com/credit-education - https://www.consumerfinance.gov/ 3. FICO resource to support communities in times of need & upcoming events: - https://www.fico.com/sabf 4. To get your free credit report from all 3 credit bureaus: - https://annualcreditreport.com 5. To schedule time with ShaRhonda from Operation HOPE - Booking link: ShaRhondaWalker.youcanbook.me - Email: ShaRhondaWalker@operationhope.org - Phone: 346-260-8640 ❤ Access our FREE COURSES at clevergirlfinance.com/course-packages/ (All 30+ courses are free right now) ❤ Get the Clever Girl Finance book: clevergirlfinance.com/book ❤ Follow on Instagram: instagram.com/clevergirlfinance