Building a $5bn Company From Scratch | S2 E5

In this episode of The Unicorn Podcast, Simon Squibb sits down with Rishi Khosla as they dive deep into the highs and lows of building a bank worth $5 BILLION, as well as what it takes to disrupt an industry that is stuck in its traditional ways.

Rishi Khosla is the CEO and co-founder of OakNorth. He started his first business, Copal Partners, a financial research company, in 2002 with just $60k. Over 12 years, he and his co-founder, Joel Perlman, scaled it to a 3,000-employee organization across 13 markets, before selling it to Moody’s Corporation (NYSE: MCO) in 2014.

They then set out to build their second business, OakNorth, a financial technology company with a mission to empower the ‘Missing Middle’ - businesses that are the largest contributors of economic and employment growth, yet still struggle to access fast, flexible debt finance. OakNorth is addressing this funding gap with its Credit Intelligence software which it licenses to commercial lenders such as Fifth Third, PNC, and Old National, and that it uses within its own bank in the UK, OakNorth Bank.

Rishi Khosla is an early-stage investor in a number of leading technology companies, including PayPal. In 2019, he was awarded an OBE (Order of the British Empire) from her Majesty The Queen for services to business.

Rishi: https://uk.linkedin.com/in/rishikhosla1

Oaknorth: https://oaknorth.co.uk/investors/our-cofounder-rishi-khosla/

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