What you don't do with your money matters just as much as what you do. In this episode, I break down what's officially out in personal finance for 2026 — from late fees and unnecessary taxes to money shame and silent stress — and what we're intentionally replacing it with. We're focusing on habits, systems, and decisions that make money feel easier, calmer, and more aligned with real life.

If you want 2026 to be the year your finances feel calmer, clearer, and more aligned with your real life, this episode sets the foundation.

Key moments:

(05:58) Late fees and credit card interest: non-negotiables for 2026

(11:30) Avoiding unnecessary taxes and common planning mistakes

(20:23) Why estate planning, life insurance, and disability coverage matter

(38:21) What's in: automation, goal tracking, and values-based spending

There's no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth risk-free!

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What's IN And What's OUT in Personal Finance for 2026