Becky described herself as a spender at heart who has to constantly battle against the desire to just spend, spend, spend. The spiral began with interest free debt in her first year of university and continued on from there. Today she has decided to stop turning to debt to finance the things she and her family want, but it’s still a struggle and it still has the ability to occasionally trip her up. But there is hope for spenders like her and while still a work in progress, she has come a very long way in a short space of time and has paid off old debt and said no to any more. This is how a ‘natural spender’ gets her money under control.
The Happy Saver Podcast - Personal Finance in New Zealand