The Voices of Risk Management

Outsourcing Risk Management with John Kempton

10 snips
Sep 30, 2025
John Kempton, a Senior Consultant at FHS Risk, brings his extensive experience from the real estate and construction sectors. He discusses why industries like real estate and hospitality prefer outsourcing risk management, highlighting the cost benefits and expertise brokers-turned-consultants offer. John shares insights on his unique career journey from history major to risk advisor, the challenges of acquiring clients, and the advantages of a flat retainer model. Plus, he dreams of managing a safari lodge in South America!
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INSIGHT

Outsourced Risk Management Model

  • FHS Risk functions as an outsourced risk management team focused on real estate and construction clients.
  • They act as clients' risk managers, handling insurance placement, contract review, and internal claims support.
INSIGHT

Flexible Engagement Sizes

  • Client size ranges from large institutional investment managers to local developers needing occasional support.
  • Team size assigned per client varies from two people to a 10–12 person team depending on needs.
ANECDOTE

Unexpected Career Path To Risk

  • John studied history and planned for law school but discovered insurance after working at a law firm and a consulting job in DC.
  • He joined Marsh in 2013 and later worked across brokers and outsourced roles before joining FHS in 2023.
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