The Ramsey Show Highlights

Was I Right To Break Off My Engagement Because Of Bad Money Habits?

Dec 14, 2025
Brianna, a caller seeking advice, shares her tough decision to end her engagement due to her partner's job instability and spending habits. She reveals her own financial struggles, taking on full rent responsibilities while financing a $50,000 car. The hosts dive into red flags from their two-and-a-half-year relationship, discussing the impact of poor money choices and potential for change. Ultimately, they guide Brianna on practical steps to regain financial independence, emphasizing the importance of reclaiming her future.
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INSIGHT

Leaving Over Persistent Financial Red Flags

  • Breaking off an engagement over persistent financial red flags can be a valid protective choice.
  • Brianna prioritized her value that a partner must be able to provide and protect for a future together.
ANECDOTE

Two And A Half Years Of Warning Signs

  • Brianna dated and was engaged for about two and a half years before ending things.
  • She observed a track record of job instability and overspending during that period.
ADVICE

Sell The Oversized Car Fast

  • Sell the $50,000 car immediately to stop paying for an unaffordable lifestyle.
  • Prioritize reducing luxury-driven debt to regain financial control after the breakup.
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