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Fintech Business Podcast
Fintech Recap: BaaS Consent Orders, Trade Groups v. Colorado on DIDMCA
Apr 10, 2024
BaaS drama with consent orders, Chime's impressive customer numbers, Trade groups vs. Colorado on loans' origin, Visa/Mastercard settlement analysis, and discussion on FDIC logo misuse and fintech trolls on Twitter
53:20
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Quick takeaways
- Legal battles over online lending highlight state vs. federal banking system complexities.
- Consumer savings from Visa-MasterCard settlement uncertain, potential for confusion with discounts/surcharges based on card use.
Deep dives
Banks Research Laws on Internet Lending
States like Colorado taking measures to limit out-of-state banks lending to residents. The impacts and complications of state versus federal dual banking system. Legal battles reflect consumer protection concerns.
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Discover
highlights
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