The Ramsey Show Highlights

"Your Husband Is Scum"

Sep 16, 2025
In a gripping discussion, a caller reveals her husband has committed identity theft by opening credit cards in their children's names. Dave jumps in with urgent advice on freezing the kids' credit and the importance of pursuing legal action. The emotional weight of family betrayal and financial recovery takes center stage, showcasing the complexities of trust and accountability. This candid conversation uncovers the darker side of familial relationships while offering practical solutions.
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INSIGHT

Identity Theft Is Criminal And Personal

  • Identity theft is criminal fraud and not merely a civil issue.
  • Stealing from your own children compounds the severity and betrayal.
ADVICE

Freeze And Check Kids' Credit

  • Freeze your children's credit to prevent further identity theft attempts.
  • Pull their credit reports to verify there is no lingering or paid-off fraud.
ANECDOTE

Ramsey Family Froze Kids' Credit

  • Dave Ramsey recounts freezing his children's credit when the option first existed.
  • That freeze kept any accounts from being opened in their names through adulthood.
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