Financial independence isn’t just about early retirement. It’s giving your future self freedom.

J.L. Collins is the best-selling author of The Simple Path to Wealth: Your Road Map to Financial Independence and a Rich, Free Life. Robert Brokamp caught up with Collins for a conversation about:

- The challenges and appeal of being a super-saver.

- How to use the 4% rule.

- The value of “self-cleansing” index funds for investors.

Ticker discussed: VTI

Host: Robert Brokamp

Guest: J.L. Collins

Producer: Ricky Mulvey

Engineer: Rick Engdahl

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Episode 108: They F*ck Doggies Don't They