Buying Years of Service

The conversation dives into the nuances of purchasing additional years of service for government employees, emphasizing timing and calculations. It also highlights the emotional and financial pitfalls of a gambler's mindset in personal finance. With cautionary tales about high-interest debt and market fluctuations, the hosts remind listeners to prioritize financial health. They discuss the implications of buying service years on retirement plans, making a case for careful evaluation and seeking professional advice.