The Peak Daily Loosen up đ¤- Canadaâs lending regulator wants to loosen up loans, Questrade adds new tools.
Nov 21, 2025
Canada's lending regulator is proposing to loosen capital rules, potentially unlocking credit for business ventures and housing. Questrade, a leading online trading platform, is rolling out innovative tools to attract day traders amid fierce industry competition. The discussion also touches on Mexico's recent prominence in U.S. imports over Canada and B.C.'s surprising support for the Trans Mountain pipeline expansion, highlighting shifts in various sectors across the economy.
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Barbershop Shout-Out
- Jay Rosenthal mentions his beard and regular visits to a busy local barbershop.
- He gives a shout-out to JP at B-Side barber on St. Clarens in Bloordale for listening to the podcast.
OSFI Seeks To Unlock Bank Credit
- OSFI proposes loosening capital requirements to free bank cash for low-rise housing and SMB loans.
- More available lending could spur housing supply and business creation, says Alex Blumenstein.
Understand How Capital Rules Shape Lending
- Banks must hold rainy-day capital proportional to loan risk, so changes alter lenders' balance-sheet incentives.
- Adjusting risk weights could encourage banks to approve more loans for targeted projects, Alex explains.