The Rob Berger Show RBS 231: Live Medicare Q&A With Ari Parker, JD
Sep 26, 2025
Ari Parker, JD, co-founder of Chapter and Medicare expert, shares invaluable insights on navigating Medicare. He breaks down the choice between Medigap and Medicare Advantage, emphasizing flexibility and travel benefits. Ari explains the importance of pairing Medigap with a well-reviewed Part D plan and discusses the pitfalls of relying solely on Original Medicare. He also outlines strategies for switching plans, avoiding late enrollment penalties, and maximizing benefits for federal retirees. It's a treasure trove of advice for anyone approaching Medicare!
AI Snips
Chapters
Transcript
Episode notes
Decide Using The Three Ps
- Use the three Ps: providers, prescriptions, priorities to choose between Medigap and Medicare Advantage.
- Discuss your doctors, drugs, and lifestyle before deciding so coverage matches real needs.
Medigap Offers Maximum Flexibility
- Medigap with a standalone Part D is the most flexible and comprehensive option if you can afford it.
- Medigap preserves Original Medicare's nationwide access and avoids network restrictions of Advantage plans.
Shop Part D Every Fall
- Shop your Part D drug plan every fall because plan formularies and prices change annually.
- Your drug plan choice matters and should be reviewed during October 15–December 7 open enrollment.