The speed-trust tradeoff in commercial banking with PTap Advisory’s Peter Tapling

In the sixth episode of our commercial banking takeover, Peter Tapling of PTap Advisory joins guest host Alex Jimenez to explore the intersection of faster payments, fraud risk, and trust in commercial banking. Learn how to balance the adoption of new rails like FedNow with client education, fraud prevention, and smart execution strategies. If you’re leading modernization efforts, this episode is essential listening.

Interested in the space where payments, fraud, and tech converge? Discover more insights on our content hub featuring podcasts, whitepapers, and beyond.

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Timestamps

(00:00) – Welcome to the “Banking Reinvented” commercial banking takeover

(01:12) – Common myths about faster payments

(02:16) – Core challenges for modernizing payment systems

(05:30) – Who should lead faster commercial payments

(08:13) – Balancing speed with risk mitigation

(12:04) – Overcoming blockers from payment providers

(16:44) – Tech vulnerabilities for commercial institutions

(18:28) – Examples of improving commercial workflows with faster payments 

(23:40) – Thinking about creating rails vs. using older ones

(26:53) – Adopting faster payments without a clear roadmap

(30:10) – How faster payments intersects with embedded finance/open banking

(35:49) – The mindset shift in commercial banking

(37:08) – Episode wrap-up