Point Me To First Class

127. Lounge Access Update: Credit Card Changes, Perks & Picks with Traci Siegel

21 snips
Aug 4, 2025
In this chat with Traci Siegel, an expert on credit card rewards, listeners dive into the latest changes in airport lounge access for 2025. Traci breaks down new restrictions and highlights the best cards for lounge access, including family-friendly options and premium choices. She emphasizes tailoring your card selection to fit your travel style and offers practical tips for navigating popular lounge programs. Plus, get insights on co-branded cards and the Chase Ritz Carlton's unique benefits—perfect for travelers looking to make the most of their airport experience!
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INSIGHT

Capital One's Guest Access Shift

  • Capital One drastically restricted guest access to Capital One and Priority Pass lounges in 2025.
  • This change significantly impacts families who travel and rely on Capital One Venture X cards for lounge access.
ADVICE

Optimize Authorized User Fees

  • Evaluate your annual airport visits to decide between paying per guest lounge visit or adding authorized users.
  • Add kids as authorized users only if their visits exceed the break-even frequency for the $125 fee.
INSIGHT

Chase Leads in Guest Access

  • Chase Sapphire Reserve cards currently offer the only premium reward cards with free guest access at their lounges.
  • Amex and Capital One restrict guest accesses, with Capital One being the most limiting.
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