Welcome to ScalerPod by Scaler where our host Arnav talks to the leaders of the biggest tech companies from India about software engineering challenges they are solving! In this episode, we have Vikram Verma, Senior Vice President(SVP) Engineering, Yubi(formerly CredAvenue). He shares about his journey from working with tech giants like Oracle, Yahoo! and then shifting to startups and fintech. At Yubi - India's Fastest Growing Fintech Unicorn, Vikram is helping to redefine the Indian finance markets by building a Unified Debt Marketplace, which is aimed at freeing the flow of finance between borrowers, lenders, and investors. He also talks about the challenges associated with SME lending, loans, and the technology required to manage scale, security, and efficiency while working with multiple banks and partners. He shares valuable insights into the fintech industry, startups, and the importance of soft skills like documentation, purpose, and communication. Furthermore, Vikram shares his views on the banking and lending market in India and what the future holds with more innovations happening in these sectors. This episode, SCALER POD 13 is a must-watch for anyone looking to understand more about fintech, startups, and the importance of soft skills for engineers in the ever-evolving world of technology and finance.

Timestamps: 00:00 Introduction

00:26 A Day in His Life

04:12 Journey and Early Days

10:25 Working at Oracle and His Learnings

14:50 Being with Yahoo! Search Team and Managing Scale

23:25 Introduction to Fintech, Startups and CredAvenue

39:32 About Yubi - India's Fastest-Growing Fintech Unicorn

50:38 Tech Challenges, Efficiency and Prioritising Security

57:21 Working with Banks and How the Indian Finance Sector is Evolving

01:06:23 How to choose Tech as an early-stage startup

01:11:37 Yubi's Tech Choices and Stack

01:17:01 Managing Teams Internally and the Importance of Common Purpose

01:24:55 Learning Opportunities, Culture and Growing Alongside

01:29:49 Understanding Soft Skills - Communication, Documentation, etc

01:38:41 Future of Fintech

01:46:32 Outro

#Fintech #Scaler #Startups #Yubi