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In this conversation, Frank Contrepois, Stephen Old, and Rich Gibbons explore the complexities of Software as a Service (SaaS) along with Financial Operations (FinOps) and IT Asset Management (ITAM). They talk about how software licensing has evolved and the challenges of managing SaaS consumption. Security and data management in a SaaS setting are also discussed. The conversation highlights the different views of ITAM and FinOps on SaaS. They consider how SaaS affects procurement models and the future of collaboration between these areas.