What Is Safe To Invest In Right Now, Part 2

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May 26, 2025

Ana Kelley, a seasoned investor and founder of REI Mom, shares invaluable insights into navigating the current economic landscape. She questions if we’re in an everything bubble and advises strategies for evaluating real estate investments in today’s market. Ana emphasizes the importance of aligning cap rates with Treasury yields and highlights the risks of outdated models. Listeners will learn about the stages of an investor’s journey and discover how to invest for resilience rather than just yield, especially in volatile environments.

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INSIGHT

Cap Rates Must Match Treasury Yields

Cap rates should align with Treasury yields plus a risk premium for risk-adjusted returns.
Buying class A multifamily requires assessing Treasury rates, inflation expectations, and a sufficient cap rate to justify risk.

ADVICE

Buy To Cash Flow And Hold

Invest only in deals that cash flow well and prepare to hold long-term through economic cycles.
Avoid investments without cash flow or with variable debt if you can't endure economic downturns.

INSIGHT

Shift To Preservation Mode

Investing purely on appreciation is risky outside expansion periods due to economic cycles.
Asset preservation should dominate investing decisions during economic contraction and uncertainty.

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Are we in an everything bubble? And if so, what do you actually do about it?

I brought on a powerhouse guest, Anna Kelley a seasoned investor, former private banker, and founder of REI Mom to break down where we really are in this economic cycle and how investors like you should be thinking, acting, and investing right now.

We cover the hard truths that most people aren’t saying out loud: the market is disconnected from reality, cap rates don’t always make sense, and way too many syndicators are still pitching outdated models. If you’re investing based on hope or appreciation alone, this episode will be a wake-up call.

Anna and I walk through the realities of inflation vs. deflation, interest rate cycles, and what the smartest institutional investors are doing and how you can apply that same thinking in your portfolio. You’ll learn:

Why cap rates must align with Treasury yields if you want risk-adjusted returns

How to tell if a real estate deal is actually worth the risk in today’s climate

The three stages of every investor’s journey: income, growth, and preservation

Why many asset classes especially commercial real estate are undervalued but still risky

How to invest for resilience, not just yield, by choosing markets with real job and income growth

Anba doesn’t hold back. She dives deep into the warning signs she’s watching and the undervalued opportunities she’s pursuing. We also talk about short-term rentals, market saturation, and how to pivot your investment strategy when prices are high and interest rates are even higher.

And this conversation isn’t just for seasoned investors. Anna also shares her heart around stewardship, faith, and legacy why she started REI Mom and how financial independence is about more than just numbers.

If you’re trying to figure out where to put your money, how to avoid major losses, and still grow your wealth in this economy, this episode is a must-listen. Anna's link: - Website: https://annakelleyinvesting.com/ - LinkedIn: https://www.linkedin.com/in/anna-kelley-reimom/ - Facebook: https://www.facebook.com/annakelleyreimom/