Mortgage Rates Drop But Is Canada Headed For Stagflation?

Sep 24, 2025

30:39

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In this week’s episode, we discuss the Bank of Canada’s quarter point rate cut and what it means for variable and fixed mortgages. We break down why celebrating lower rates can be misleading if the economy is struggling, and why understanding the risks of variable rates is critical. We also cover Ottawa’s Housing Action Plan, how deferring development charges could accelerate new projects, and the impact of the Candice Greener Homes loan program ending for many homeowners.

00:00 Intro

00:54 New Sponsor: Easy Neon Signs

02:48 Discussion on Variable vs Fixed Rate Mortgages

06:07 How Lower Rates Impact Your Variable Rate Mortgage

07:30 Why Are Bonds Going Up?

09:07 Are We Looking At Stagflation?

12:06 Understanding Variable vs Fixed Rates

14:42 Rates Can Go Up Really Fast Also

17:32 Ottawa's Housing Action Plan

26:54 The End of the Greener Homes Loan Program

29:04 Mood Boosts

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